Mortgage Loan Processor

We are looking for a skilled and detail-oriented Spanish Speaking Mortgage Loan Processor to join our vibrant lending team. The ideal candidate will bring extensive experience in mortgage processing, a proactive mindset, and a strong history of delivering solutions in the mortgage industry. If you're seeking a rewarding role that aligns with your financial aspirations, we encourage you to apply today!
Compensation:

$40,000 - $100,000 yearly Responsibilities: ?? Assure that loan files meet banking and regulatory guidelines and policies ?? Prepare and submit detailed loan packages to the lender underwriting department for approval or denial ?? Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval ?? Document the loan process from origination to approval through our system ?? Assist borrowers in determining the best mortgage type based on interview and situation ?? Order the following documentation as necessary: Verification of Employment, Evidence of Insurance, Payoffs, Tax Transcripts, Credit Supplements, condo questionnaires, subordination requests, and Title Work as needed for each file ?? Manages a pipeline of loans and maintains a timely and compliant flow of such loans through the process ?? Communicate with Underwriters to clarify conditions - Help administer all documents that are needed to satisfy underwriting requirements ?? Follow up on documents ordered in a timely manner ?? Maintain loan origination system and database with the proper loan information ?? Perform other related duties as assigned and required ?? Monitors and ensures closing dates and company deadlines are met ?? Handles all borrower communication from the point of contract to closing of the loan ?? Handles all Loan Officer, Loan Partner, and Underwriter communication with updates ?? Be a sponge for information/knowledge, always striving to be the best possible in your position ?? Be a leader, helping us improve our processes and procedures to always deliver a world-class experience to clients and referral partners

Qualifications: ?? Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans ?? Must possess exceptional attention to detail, as well as strong analytical and time management skills ?? Must have excellent written and verbal communication skills ?? Accounting, finance, or business Associate??s degree preferred - High school diploma or GED required ?? Must have current working knowledge of mortgage loan products (FHA / VA / CONV / USDA) and knowledge of mortgage procedures, processes, and documentation ?? Spanish Speaking Preferred ?? Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan ?? Exceptional attention to detail must be organized and have excellent time management ?? Minimum 3 years mortgage processing experience for the right candidate, 5+ yrs Preferred ?? Current or previous experience fulfilling the roles of Processor, LOA, Loan Partner, Loan Officer, and / or Underwriter ?? Strong ability to prioritize and multitask without being micromanaged to meet multiple deadlines and a keen sense of urgency ?? Excellent customer service, interpersonal and communication skills ?? Work well in a team environment About Company

PRMG Mortgage Sacramento: Where Champions Are Made!

Join us in our mission to provide affordable home financing with a level of professionalism and service unsurpassed in the lending industry. Be part of a team that's making homeownership dreams come true in Sacramento, one loan at a time.

Ready to Become a Champion?

If you're passionate about mortgage lending and eager to join a dynamic team in Sacramento, we want to hear from you! Apply now and discover why the #ChampionsofLoans Team in Sacramento has been consistently recognized as a top workplace and why our customers rave about our service.

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